Hurricane Shutters in Florida
Accordion and metal-panel shutters are opening protection that meets the Florida Building Code. They are the most accessible price point.
1500+
shutter installations
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Shutter systems
Accordion shutters vs. metal panels
Both are code-approved opening protection and both earn the same insurance credit. Many homes mix them: accordions on upstairs and hard-to-reach openings, panels on the rest.
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Accordion shutters
They live permanently beside each opening and unfold along a track. The right call for second-story windows, for anyone who can't lift heavy panels, and for storm-season travel. They lock with a key, double as security shutters, and a neighbor can close the whole home in minutes.
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Metal panels
The budget workhorse: corrugated aluminum or steel sheets that mount into permanently installed tracks above and below each opening. They protect just as well once installed. The trade-offs are deployment time, storage space, and the lifting involved; plan a half day for a whole home.
Brands we work with
The insurance rule most people miss
Florida's wind discount for protecting your openings is all or nothing. Every window, every door and the garage has to be covered, or none of it counts. Your insurer decides.
Why it matters
Benefits of getting hurricane shutters
Every Hurricane Shutters job we take is permitted and built to Florida code.
Our process, step by step
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Free in-home consultation
We measure every opening, discuss accordion vs. panel for each one, and price the project. 30-45 minutes, no obligation.
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Itemized per-opening quote
Within 3 business days: each opening listed with shutter type and price, plus permit and inspection.
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Permit application
We pull the shutter permit with the product-approval paperwork as the licensed contractor of record.
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Installation
Most whole-home shutter installs finish in 1-2 days. Accordions are ready to use immediately; panel tracks are mounted and panels labeled by opening.
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Final inspection and walkthrough
County inspection, then a hands-on walkthrough. We deploy every shutter with you once, so the first time is never the day before a storm.
Licensed, insured, and permitted in every county we serve.
Frequently asked questions
Are shutters as good as impact windows?
For storm protection and the insurance credit, yes, when properly installed and deployed. What shutters don't give you is the 24/7 always-on protection, noise reduction, and security of impact glass. Budget often decides; many homes phase from shutters to impact glass over time.
How is a whole-home shutter project priced?
Per opening: we measure and quote each window and door individually. The mix of accordion and panel openings sets the total. Mixing systems, accordions where deployment matters and panels elsewhere, is a common way to manage budget.
Do hurricane shutters need a permit?
Yes. Shutters are structural opening protection and are permitted and inspected in every county we serve. The anchoring into the wall is what the inspection verifies.
Can I leave accordion shutters closed when I travel?
Yes, and it is one of their biggest advantages. They lock with a key, and many homeowners close them for the season when traveling. Check HOA rules about extended closure; we can provide documentation if your association asks.
How fast can metal panels be put up before a storm?
Plan on a half day for an average home with a helper. Panels are numbered by opening during our install, which cuts the time roughly in half versus unlabeled panels.
How do shutters affect the insurance discount?
The wind mitigation credit is an insurance discount for protecting your openings. Code-approved shutters can earn the same opening-protection credit as impact glass, but your insurer decides. Every opening in the home has to be protected and documented on Form OIR-B1-1802.
Not sure what your home needs? We'll walk it with you.
Get your free estimate
Thank you. We received your request and will contact you shortly.
Prefer to talk now? Call us at (786) 589-5123